Mortgage Underwriter

Role Overview & Responsibilities

My client a very well established Lender is looking to appoint an experienced Mortgage Underwriter to join the growing team.

The Role

• Manage a pipeline of secured loan cases and prioritise accordingly. Underwrite secured loan applications within company lending criteria by making quality lending decisions.
• Be vigilant when working on cases and refer where necessary to the appropriate person.
• Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.
• Maintain a high level of customer service with those internally and externally.
• Work closely with other departments within the company including sales, compliance, finance and collections.
• Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
• Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
• Keep up to date with current best practice and regulatory requirements.
• Represent the company at events as required

Key Competencies:

Experience of underwriting secured loans, residential and BTL properties.

Interviews available immediately.

Job Types: Full-time, Permanent

Salary: £40,000.00-£50,000.00 per year

Schedule:

• Monday to Friday

Supplemental pay types:

• Bonus scheme

Ability to commute/relocate:

• London: reliably commute or plan to relocate before starting work (required)

Experience:

• Underwriting: 1 year (preferred)

Work Location: One location

Reference ID: JLMUL1